Glossary
Electronic signature
A legally recognised way to sign a document online, with an audit trail proving who signed and when.
An electronic signature is not a picture of a signature. It is a signing event tied to an identified person, timestamped, and sealed so that later changes to the document are detectable. In the EU, eIDAS defines the tiers: simple, advanced, and qualified, each with a different evidential weight.
For a lender the practical effect is that a loan agreement can be issued, signed, and stored without anyone printing anything. The signed copy, the identity evidence, and the timestamps live with the case, which is what matters when a contract is later disputed.
On the platform
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